Professional Liability in Hilliard and Columbus, OH
Owning and operating a business comes with many risks and unexpected incidents that can occur at any moment. If someone files a lawsuit against your company, a comprehensive professional liability plan from David Stanley and Associates, Inc., can safeguard your business and its assets. We have been providing this coverage for entities in Hilliard, Dublin, Upper Arlington, Columbus, and surrounding areas throughout Ohio for over 30 years.
As a full service agency, we have established relationships with some of the nation’s top insurance providers which give us the ability to shop for competitive rates on behalf of our customers and provide coverage despite past claims. These partnerships allow us to create tailored insurance plans to keep your business fully protected.
Professional Liability Coverage Details
Having this coverage can help protect the integrity and assets of your business. If a lawsuit were to be filed against your company, this policy will cover the cost of defense and damages awarded if you are at fault. We are also able to offer cyber liability alongside this coverage for advanced protection.
Our professional liability options include:
Errors and Omissions Liability (E & O) –Errors and omissions insurance coverage, also known as professional liability insurance, provides protection for your business from claims of negligent acts. It can include coverage for any errors such as failure to perform professional duties or violations of contract. Depending on your industry, your insurance needs will vary.
Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws. In addition, we provide Directors and Officers liability for non profit organizations.
Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.
Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.
What you can expect from us
As a local agency, we are accessible to our clients when they need us. Our top priority is to provide exceptional customer service to each person who walks through our door and we do that through quality products and being personable. We also make it a point to review your policy annually to ensure coverage is up to date.
Call or contact us for more information about our professional liability options or to get started on a policy.